On The Line
Put money on it. Answer to a real person — not an app.
Set a goal, stake what it's worth to you, and name a friend to referee your check-ins. Follow through — or answer to them.
What On The Line does
On The Line is a personal goal accountability web app. You create a goal (for example "run three times a week"), decide how often you need to check in, and put a stake on it — an amount of money that is yours to settle with a friend if you fall short. You then name that friend as your referee. Each time you check in, On The Line emails them your claim and any photo or note you attached, and they approve or reject it. Approved check-ins move your progress forward; rejected ones don't. When the goal ends, the app's ledger — a running tally of who owes what — shows whether you kept your stake or owe it. Goals can be solo or shared with a group, where everyone stakes their own amount and the standings track who is ahead. On The Line does not process payments — settling up happens directly between you and your referee or group.
Three steps. One person keeping you honest.
Bet as a group, not just yourself
Invite friends onto the same goal. Everyone adds their own stake and referee, and standings track who's ahead until it settles.
Check in on your own schedule
Log a note, a number, or a photo whenever you make progress. Each check-in goes to your referee for review, so there's a record of every claim.
Referees don't need an account
Every check-in sends your referee a one-click email with the claim and any proof. They approve or flag it right from their inbox — that call is what settles the bet.
Start free. Upgrade when you're ready.
Everything you need to put something on the line.
- Solo or group goals, stakes, and referees
- Up to 3 active goals at once
- Keeps your last 5 completed goals in your history
For when one goal at a time isn't enough.
- AI-assisted review to help your referee keep up — for solo or group goals
- Unlimited active goals
- Unlimited goal history